You May Like: Medicare Give Back Benefit By Zip Code. It's a good idea to be proactive and consolidate retirement accounts each time you switch jobs to make them easier to keep track of. Search for unclaimed money using a multi-state database. Search their database to find the Qualified Termination Administrator (QTA) responsible for directing the shutdown of the plan. Additionally, some companies go out of business after several years of successful operations. Once the list pops up, choose which year you left the company and hit the download icon. You can roll over the funds into an individual retirement account or into another retirement plan, such as your current employers 401. To invest your old 401, you can do whats known as a rollover to avoid early withdrawal penalties. Your age matters here, as well see below, but any reductions that do occur are temporary. Here's how they work. Be as specific as possible, if it is a common company name. Then your savings old and new will be in one place. If they do, you can reach out to the account administrator to direct your funds into a new account via rollover or cash out the account. Best Parent Student Loans: Parent PLUS and Private, National Registry of Unclaimed Retirement Benefits. Contacting PBGC About Unclaimed Pensions Are You Owed a Retirement Benefit from PBGC? Accountability Report, Whistleblower